Two out of three of people spend time thinking about their finances instead of working, and 5% of people have taken time off work during the past year because of money worries.

Whatever the situation with our finances, we all feel better knowing that we're on top of things and are making the most of what we have.

It's easier for employees to focus on work if they're not worrying about bills or making ends meet. Being in control of finances at home can result in less stress-related illness, reduced absenteeism, and increased productivity.

The Money Advice Service is here to help. We offer clear, unbiased money advice and information for your people in your place of work. Because we are independent and unbiased we won't recommend any particular products or try to sell anything. And there's no charge. Our services are free.

The Health Check

The health check is our new online money planner. In less than ten minutes it gives a personal action plan with clear next steps for the top three things to do right now, and how to plan for future goals. We can provide you with resources and a web button to link to the health check from your intranet site or via newsletters. Visit the following link to try the Health check for yourself:

Please contact Ceri Morgan on 07785 950952 for more information.

Advisory, Conciliation and Arbitration Service (Acas)

Acas offer an independent and trusted service for dealing with disputes (Collective conciliation) between groups of workers and their employers (collective disputes). They also deal with disputes where individuals claim their employer has denied them a legal right. They provide authoritative advice and guidance on employment and work policies to the Government and social partners (trade unions and employers or their representative organisations).

Additional services offered include:

Advice, business solutions, training, services for small businesses, international services, the Acas arbitration scheme, mediation, conciliation, collective conciliation and collective mediation.

For more information please visit their website: